Terms of Service for SpendCircle

Last updated: 11 April 2026

Acceptance of Terms

By downloading, installing, or using SpendCircle ("the App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the App.

Description of Service

SpendCircle is provided "as is" and "as available". We reserve the right to modify, suspend, or discontinue the App at any time without notice.

User Responsibilities

You agree to:

Use the App only for lawful purposes

Not attempt to reverse-engineer, decompile, or disassemble the App

Not use the App in any way that could damage or impair its functionality

Comply with all applicable laws and regulations

Intellectual Property

All content, features, and functionality of the App are owned by us and are protected by international copyright, trademark, and other intellectual property laws.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly.

Disclaimer of Warranties

The App is provided without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Termination

We may terminate or suspend your access to the App at any time, without prior notice or liability, for any reason.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes through the App or by other means.

Contact

If you have questions about these Terms of Service, please contact us through the app's support channels.